Life, Health (Medicare and Exchange), Keyman, Buy Sell Funding, 401Ks even for Sole Propirators and Annuities.
Federal Tax Rates
These figures are for the 2025 tax year. Find your tax rate below.
Schedule X – Single
| If taxable income is over: |
But not over: |
The tax is: |
| $0 | $11,925 | 10% of taxable income |
| $11,925 | $48,475 | $1,192.50 plus 12% of the amount over $11,925 |
| $48,475 | $103,350 | $5,578.50 plus 22% of the amount over $48,475 |
| $103,350 | $197,300 | $17,651.00 plus 24% of the amount over $103,350 |
| $197,300 | $250,525 | $40,199.00 plus 32% of the amount over $197,300 |
| $250,525 | $626,350 | $57,231.00 plus 35% of the amount over $250,525 |
| $626,350 | no limit | $188,769.75 plus 37% of the amount over $626,350 |
Schedule Y-1 – Married Filing Jointly or Qualifying Widow(er)
| If taxable income is over: |
But not over: |
The tax is: |
| $0 | $23,850 | 10% of taxable income |
| $23,850 | $96,950 | $2,385.00 plus 12% of the amount over $23,850 |
| $96,950 | $206,700 | $11,157.00 plus 22% of the amount over $96,950 |
| $206,700 | $394,600 | $35,302.00 plus 24% of the amount over $206,700 |
| $394,600 | $501,050 | $80,398.00 plus 32% of the amount over $394,600 |
| $501,050 | $751,600 | $114,462.00 plus 35% of the amount over $501,050 |
| $751,600 | no limit | $202,154.50 plus 37% of the amount over $751,600 |
Schedule Y-2 – Married Filing Separately
| If taxable income is over: |
But not over: |
The tax is: |
| $0 | $11,925 | 10% of taxable income |
| $11,925 | $48,475 | $1,192.50 plus 12% of the amount over $11,925 |
| $48,475 | $103,350 | $5,578.50 plus 22% of the amount over $48,475 |
| $103,350 | $197,300 | $17,651.00 plus 24% of the amount over $103,350 |
| $197,300 | $250,525 | $40,199.00 plus 32% of the amount over $197,300 |
| $250,525 | $375,800 | $57,231.00 plus 35% of the amount over $250,525 |
| $375,800 | no limit | $101,077.25 plus 37% of the amount over $375,800 |
Schedule Z – Head of Household
| If taxable income is over: |
But not over: |
The tax is: |
| $0 | $17,000 | 10% of taxable income |
| $17,000 | $64,850 | $1,700.00 plus 12% of the amount over $17,000 |
| $64,850 | $103,350 | $7,442.00 plus 22% of the amount over $64,850 |
| $103,350 | $197,300 | $15,912.00 plus 24% of the amount over $103,350 |
| $197,300 | $250,500 | $38,460.00 plus 32% of the amount over $197,300 |
| $250,500 | $626,350 | $55,484.00 plus 35% of the amount over $250,500 |
| $626,350 | no limit | $187,031.50 plus 37% of the amount over $626,350 |
Source: Internal Revenue Service, 2025
